How to Apply for a Credit Line on Business Center

If your account is using the monthly invoicing billing option, TikTok will extend a credit line that you can use to pay for your ad delivery costs each month.

Eligible advertisers who are currently using automatic or manual payment billing options can apply for a credit on either Business Center or TikTok Ads Manager.

Note: When you update your billing option to monthly invoicing, your account will also be upgraded to Payment Portfolio.

How to apply for a credit line on Business Center

Note: You will need to have the Finance manager role to proceed.

1. Log in to Business Center.

2. Click Finance.

3. Click Payment management.

4. Click Apply Now on the pop-up message to set up monthly invoicing. Note: This message will only appear for qualified accounts.

5. Fill in all mandatory information. You will need to complete verification in order to proceed, including adding business information, verification documents, and financing information.

6. Click Submit.

Tip: If you close out of the pop-up message, you can apply for a credit line by navigating to Payment management page in Business Center and clicking Upgrade now on the monthly invoicing banner.

If you submit the application successfully, your Business Center will display the status: "Your application is in review." If the application requires more information, you will see the button Provide Additional Information.

If the application is rejected, you can reapply at any time. If the application is approved, then the account will obtain the approved result.

How to apply for a credit line on TikTok Ads Manager

Note: You will need to have the Admin role to proceed.

1. Log in to TikTok Ads Manager.

2. Go to the Tools tab.

3. Select Finance under Settings.

4. Select Payment.

5. In the pop up screen, select Apply Now to switch to monthly invoicing. Note: This button will only appear for qualified accounts.

6. Fill in all mandatory information. You will need to complete verification in order to proceed, including adding business information, verification documents, and financing information.

7. Click Submit.

Tip: If you close out of the pop-up message, you can apply for a credit line by navigating to Payment page in TikTok Ads Manager and clicking Upgrade now on the monthly invoicing banner.

After your credit line is approved, the adjustment process will be automated based on your account verification and historical consumption.

Next steps

Learn how to use credit line funds.