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How to Apply for a Credit Line on Business Center

Last updated: June 2025

If your account is using the monthly invoicing billing option, TikTok will extend a credit line that you can use to pay for your ad delivery costs each month. You can upgrade from automatic billing to monthly invoicing when you apply for a credit line in either Business Center or TikTok Ads Manager.

Before you begin

  • If you are currently using automatic billing, you can apply for a credit line in either Business Center or TikTok Ads Manager. By applying for a credit line, your billing option will be upgraded to monthly invoicing.

  • You can apply for a credit line if you currently use monthly invoicing.

  • You need to have a finance manager or admin role to apply for the credit line in Business Center.

Note: When you update your billing option to monthly invoicing, your account will also be upgraded to Payment Portfolio.

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